Terms & Conditions

You must be at least 18 years old and able to form a legally binding contract. By using Folio, you confirm that you meet these requirements and that the information you provide is accurate.

Folio is a platform where individuals ("Job Seekers") create profiles ("Folios") showcasing their skills and experience, and where businesses or individuals looking to hire ("Businesses") can discover and contact them. Folio is only a venue that connects people. We are not an employer, recruiter, staffing agency, or party to any hiring decision, communication, or agreement between users.

You're responsible for keeping your login details secure and for all activity on your account. You may sign in using Google or Apple; their terms also apply to that sign-in. Don't impersonate anyone, create accounts for others without permission, or make multiple accounts to evade enforcement. Notify us immediately at [your support email] if you suspect unauthorized use of your account.

You own the content you post (your profile, work samples, photos, and messages — "Your Content"). By posting it, you give Folio LLC a non-exclusive, worldwide, royalty-free license to host, display, and share it as needed to operate and promote the Platform. You confirm you have the right to post Your Content and that it doesn't break any law or violate anyone's rights. You are responsible for Your Content. Folio does not endorse it and is not responsible for it.

You agree not to: post false, misleading, fraudulent, harassing, discriminatory, hateful, obscene, or illegal content; post fake job opportunities, scams, pyramid/MLM schemes, or "too good to be true" offers; ask Job Seekers for money, payment, or sensitive financial information (legitimate employers do not charge applicants); discriminate against anyone in violation of applicable employment or anti-discrimination laws; harass, threaten, or abuse other users; scrape, harvest, or collect other users' data by automated means; upload viruses or harmful code, or attempt to hack, disrupt, or gain unauthorized access to the Platform; send spam or unsolicited commercial messages; or use Folio for any unlawful purpose. We may remove content or suspend accounts that violate these rules.

Folio does not screen, verify, endorse, or run background checks on users unless we expressly say so. We do not verify anyone's identity, skills, qualifications, or the legitimacy of any business or job. You are solely responsible for evaluating and verifying anyone you interact with, conducting your own due diligence, and complying with all applicable employment, labor, tax, and immigration laws. Any job, contract, payment, or working relationship is strictly between the users involved. Folio is not a party to it and is not responsible for it. For your safety: never send money or share sensitive personal or financial information with someone you've met through the Platform, and report suspicious activity to us.

Creating a Folio is currently free for Job Seekers. Some Business features may require payment; pricing and terms will be shown before you purchase. Payments are handled by third-party processors (such as Stripe or Paddle) — we don't store your full card details. Except where required by law, fees are non-refundable.

The Folio name, logo, design, and software belong to Folio LLC and are protected by law. You may not copy, modify, or use them without our written permission. This does not affect your ownership of Your Content.

Folio may link to or integrate with third-party services (e.g., Google sign-in, maps, payment processors, calendar booking). We're not responsible for those services or their content and policies.

You may stop using Folio and delete your account at any time. We may suspend or terminate your access at any time, with or without notice, if you violate these Terms or for any other reason. Sections that by their nature should survive termination (such as Sections 4–6 and 11–14) will continue to apply.

Folio is provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not guarantee that the Platform will be uninterrupted, secure, or error-free, or that using it will result in any hire, job, or outcome.

To the fullest extent permitted by law, Folio LLC and its owners and affiliates will not be liable for any indirect, incidental, special, or consequential damages, or for any lost profits, data, or goodwill, arising from: your use of (or inability to use) the Platform; the conduct or content of any user; or any hiring, employment, or transaction connected to the Platform. Our total liability for any claim will not exceed the greater of USD $100 or the amount you paid us in the 12 months before the claim.

You agree to indemnify and hold harmless Folio LLC and its owners and affiliates from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Platform, Your Content, or your violation of these Terms or any law or third-party right.

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-law rules. Any dispute will first be addressed through good-faith negotiation, and if unresolved, through mediation in Florida, before any other legal action.

We may update these Terms from time to time. We'll post the new version with an updated "Last updated" date, and for significant changes we'll provide reasonable notice. Continuing to use Folio after changes take effect means you accept the updated Terms.

Questions about these Terms? Folio LLC. Email: [your support email]. [Business mailing address].